How Much Do I Need To Spend On A Diamond Engagement Ring?

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The most common answer to this question is: what's your budget, and how much will it mean to your fiancée?

An engagement ring is, for many, a vitally important symbol of their coming marriage. For some, the purchase is an investment in themselves and their future lives together. Some people consider it an investment in the brides future; it is one expensive possession that will belong to her no matter what the outcome is. For still others, it is an annoying or even dangerous bit of jewelry that only stuffy tradition requires. Every duo will have a slightly different view of the appropriate expense for the ring.

The amount often used as a rule of them, "two months of the buyer's income," was first presented as part of an ad campaign from De Beers, and it is De Beers which has pressed hardest to make a diamond the "proper" stone for engagement rings. Engagement rings weren't typical and nor were diamonds the standard stone until De Beers put a lot of energy into increasing the value of their mined diamonds. 

If you know that you are in a better position to make an engagement ring well. If the primary point, for both of you, is a combination of investment for the family and security for the woman, it may be appropriate to place a higher value on a ring than the De Beers' two months' wages.

An investment piece may cost substantially more! If the ring is primarily a symbol of loving intentions and faith, then as little as 100 dollars on a relatively precious stone or a nicely simulated diamond can be fully satisfying for everyone that is involved.

If you know what you want to buy, and what price range you are comfortable with, the next step is to check current prices on stones and gold. These can be found fairly quickly online.

Your ring is priced to include design, labor and merchandising charges, but if you know the cost of materials, you should get a better sense of those extra charges. 

There are many possible engagement ring options to suit each couple, and it is an open choice. What you spend is secondary to what you want to achieve with your purchase. The only way to have a "right" or "wrong" amount is if you pay more than the ring is actually valued.

If a ring fails to provide the value you are seeking, it is the wrong ring, no matter how beautiful it is.

For more please see cheaper emerald cut rings and cheap princess cut engagement ring.